Keystone Parent Loan

A Great Choice for Parents & Guardians

Are you a parent or guardian looking for financial assistance to support your student's education? If so, you may have come across the federal parent PLUS loan. While it may seem like a viable option, let us introduce you to another great choice, the Keystone Parent Loan.

Say hello to possibly greater savings with the Keystone Parent Loan compared to the federal parent PLUS loan! You'll keep more money in your pocket with lower starting rates of 5.02% to 11.18% APR†. The Keystone Parent Loan also has no origination fee unlike the federal parent PLUS loan, which charges 4.228% of the loan amount.

Keystone offers numerous benefits over the traditional federal parent PLUS loan, such as:

Keystone Parent Loan Compare Table
Keystone Parent Loan
Federal Parent PLUS Loan
Interest Rates
Interest Rates
5-YEAR TERM

5.28%-10.73% (5.02%-10.69% APR)†

Effective as of 6/20/24
5-YEAR TERM

Not available
10-YEAR TERM

6.48%-10.98% (6.22%-10.93% APR)†

Effective as of 6/20/24
10-YEAR TERM

9.08% (APRs not available)

7/1/24-6/30/25
15-YEAR TERM

6.98%-11.23% (6.71%-11.18% APR)†

Effective as of 6/20/24
15-YEAR TERM

Not available
Fees
Fees No origination or application fees 4.228% origination fee
Legal Guardian Eligibility
Legal Guardian Eligibility Eligibility for legal guardians Legal guardians are not eligible to receive parent PLUS loans, even if they have had primary responsibility for raising the student.

Choose Keystone Student Loans and pave the way for a brighter future for your student.

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† Select the symbol within this page to view our student loan lending disclosures.